Benazir Income Support Programme (BISP) ne 2026 mein shafafiyat (transparency) aur sahulat ke liye “Social Protection Wallet” ka nizam mutarif karwaya hai. Is naye digital nizam ke tehat beneficiaries apni kist (Rs. 13,500 – 14,500) barah-e-rast apne mobile wallet mein wasool kar sakti hain.
Yahan digital wallet istemal karne aur cash nikalwane ki mukammal guide di gayi hai.
BISP Social Protection Wallet Kya Hai?
Ye aik digital account hai jo beneficiary ke apne naam par register mobile SIM par khola jata hai. Iska maqsad dukan-daron ki illegal katauti (deduction) aur lambi qataron ko khatam karna hai.
- Partner Banks: JazzCash (Mobilink Bank), EasyPaisa (Telenor Bank), HBL Connect, aur Bank Alfalah.
- Initial Balance: Pehli kist February/March 2026 ke liye Rs. 13,500 se Rs. 14,500 tak hai.
Wallet Activation aur Login Guide
Wallet activate karne ke liye aap ko ye steps follow karne honge:
- Free SIM Hasil Karein: BISP Tehsil office ya makhsoos camp se BISP ki Free SIM hasil karein jo aap ke CNIC par biometric verified ho.
- Registration: Staff aap ke fingerprints ke zariye aap ka “Social Protection Wallet” link kar dega.
- App Login: * Mutaliqa app (JazzCash ya EasyPaisa) download karein.
- Apna CNIC aur BISP Registered Mobile Number darj karein.
- OTP (One-Time Password) ke zariye login karein aur apna Secret PIN set karein.
- Online Status: Aap 8171.bisp.gov.pk par ja kar apna CNIC enter kar ke check kar sakte hain ke aap ka wallet “Active” hai ya nahi.
Cash Withdrawal (Paise Nikalwane ka Tariqa)
Wallet mein raqam aane ke baad aap 3 tariqon se paise nikalwa sakte hain:
- JazzCash/EasyPaisa Retailer: Kisi bhi authorized dukandar ke paas jayein, apna CNIC dikhayein aur biometric (angutha) laga kar poori raqam wasool karein.
- Biometric ATM: HBL ya Bank Alfalah ke ATM par ja kar “BISP/Ehsaas” option select karein aur baghair card ke biometric ke zariye paise nikaalein.
- Direct Transfer: Aap apne wallet se kisi dusre bank account ya mobile account mein bhi paise bhej sakte hain.
Wallet ke Faide aur Security
| Feature | Detail |
| No Deduction | Koi agent aap ke paise nahi kaat sakta; poori raqam aap ke account mein aati hai. |
| Savings | Aap paise account mein chor sakte hain aur zaroorat par thore thore nikalwa sakte hain. |
| Bill Payment | Isi wallet se bijli aur gas ke bill bhi jama kiye ja sakte hain. |
| Alerts | Har transaction ka SMS 8171 ya bank ki taraf se foran mil jata hai. |
Zaroori Hidayat (Safety Tips)
- OTP/PIN Secret Rakhein: Kabhi bhi apna 4 ya 5 hanson ka PIN code ya mobile par aya hua OTP kisi agent ya anjan shakhs ko na batayein.
- Official SMS: Sirf 8171 se ane wale SMS par yaqeen karein.
- Helpline: Kisi bhi masle ya illegal katauti ki surat mein BISP ki muft helpline 0800-26477 par call karein.
Read also : Benazir Kafaalat 13500 February 2026 Payment
Frequently Asked Questions (FAQs)
1. BISP Social Protection Wallet kya hai aur is ka maqsad kya hai?
BISP Social Protection Wallet aik digital account hai jo beneficiary ke apne naam par registered aur biometric verified mobile SIM ke zariye khola jata hai. Is nizam ka maqsad shafafiyat ko barhana, illegal katauti ko rokna aur lambi qataron ka khatma karna hai. Is wallet ke zariye BISP ki kist barah-e-rast beneficiary ke mobile account mein transfer hoti hai, jis se beech mein kisi agent ya dukan-dar ki mudakhlat kam ho jati hai aur mustahiq khawateen ko poori raqam milti hai.
2. BISP Social Protection Wallet kin banks ke zariye kaam karta hai?
BISP Social Protection Wallet mukhtalif partner banks ke zariye chalaya jata hai jin mein JazzCash (Mobilink Bank), EasyPaisa (Telenor Bank), HBL Connect aur Bank Alfalah shamil hain. Beneficiary apne ilaqe aur dastiyabi ke mutabiq in services ka istemal kar sakti hain. Ye tamam idare Pakistan mein branchless banking aur biometric verification ki sahulat faraham karte hain.
3. 2026 mein BISP ki pehli kist kitni hai?
2026 ke liye BISP ki ibtidayi kist Rs. 13,500 se Rs. 14,500 tak rakhi gayi hai. Yeh raqam February ya March ke dauran mustahiq beneficiaries ke Social Protection Wallet mein transfer ki jati hai. Har beneficiary apna status aur payment ki tafseel 8171 portal par CNIC number enter kar ke check kar sakti hai.
4. Social Protection Wallet ko activate kaise kiya jata hai?
Wallet activate karne ke liye beneficiary ko BISP Tehsil office ya makhsoos camp se apne CNIC par biometric verified free SIM hasil karni hoti hai. Registration ke dauran staff fingerprints ke zariye wallet ko mobile number ke sath link karta hai. Is ke baad beneficiary mutaliqa app jaise JazzCash ya EasyPaisa download karti hai, apna CNIC aur registered mobile number enter karti hai, OTP receive karti hai aur apna secret PIN set karti hai. Is tarah wallet mukammal taur par active ho jata hai.
5. Wallet ka status online kaise check kiya jata hai?
Beneficiary apna wallet status official 8171 web portal par ja kar check kar sakti hai. Wahan CNIC number darj karne par system batata hai ke wallet active hai ya nahi aur payment transfer hui hai ya nahi. Yeh tareeqa asaan, muft aur ghar baithe dastiyab hai.
6. Wallet se paise nikalwane ka tareeqa kya hai?
Wallet mein raqam transfer hone ke baad beneficiary teen tareeqon se paise hasil kar sakti hai. Pehla tareeqa authorized JazzCash ya EasyPaisa retailer ke paas ja kar CNIC dikhana aur biometric verification ke zariye raqam lena hai. Doosra tareeqa HBL ya Bank Alfalah ke biometric ATM se baghair card ke “BISP/Ehsaas” option select kar ke paise nikalna hai. Teesra tareeqa yeh hai ke beneficiary apne wallet se kisi dusre bank account ya mobile account mein raqam transfer kar de.
7. Kya Social Protection Wallet mein koi deduction hoti hai?
Social Protection Wallet ka sab se bara faida yeh hai ke is mein illegal deduction ka khatra kam ho jata hai. Raqam barah-e-rast beneficiary ke account mein aati hai aur koi agent ya dukan-dar paison mein se hissa nahi kaat sakta. Agar koi illegal katauti karta hai to beneficiary BISP helpline par shikayat darj kar sakti hai.
8. Kya beneficiary wallet mein paise save kar sakti hai?
Ji haan, beneficiary apni raqam wallet mein mehfooz rakh sakti hai aur zaroorat ke mutabiq thori thori raqam nikal sakti hai. Is se ek hi dafa poori amount nikalne ki zaroorat nahi hoti aur paison ki behtar planning mumkin hoti hai.
9. Kya Social Protection Wallet se bills bhi ada kiye ja sakte hain?
Social Protection Wallet ke zariye bijli aur gas ke bills ada kiye ja sakte hain, agar mutaliqa service app mein maujood ho. Is se beneficiary ko alag se line mein kharay hone ki zaroorat nahi parti aur ghar baithe digital payment ki sahulat milti hai.
10. Wallet istemal karte waqt kaun si security hidayat zaroori hain?
Beneficiary ko hamesha apna OTP aur secret PIN kisi ke sath share nahi karna chahiye. Koi bhi BISP agent ya staff kabhi PIN ya OTP nahi mangta. Sirf 8171 se ane wale official SMS par yaqeen karein. Agar koi shakhs illegal katauti kare ya fraud ki koshish kare to foran BISP ki muft helpline 0800-26477 par rabta karein.